Fee Based Advantage
Our Unique Fee-Based Approach To Investing.
To provide truly objective advice to our clients, our office moved to a fee-based compensation model ahead of the trend in 2004. With a fee-based platform, clients pay their advisor directly as opposed to the advisor being compensated based on a commission-based model by the investment company. Similar to other professional industries, fees from a financial planner should be defined – not hidden within an investment’s performance.
But what does this mean for my investments?
Lower Fees
A fee-based approach removes the retails costs of running a portfolio which can translate into a 40% reduction in costs for you.
Transparency
The cost associated with running your portfolio and our compensation are not hidden within your portfolio. These costs are visible and reported directly to you.
Tax Deductible
Fee Reduction
As your portfolio grows your fees lower
Family Fee - Rate
For families that work with us we offer a discounted family fee rate
No Product Ties
By choosing a fee-based approach we can remain objective in our product recommendations as we are not compensated by any mutual fund companies. When you do well, we do well.
Liquidity
We have chosen not to recommend investments with associated redemption cost which means our clients are never locked into any particular investment.
Start working with the team that has been voluntarily disclosing fees 10 years before the industry made it mandatory.
Investor Protection
We strive for the highest level of transparency, due diligence, and fiduciary responsibility by putting our clients’ needs first at all times.
Assante Capital Management Ltd. is regulated by the Investment Industry Regulatory Organization of Canada (IIROC). IIROC sponsors the Canadian Investor Protection Fund (CIPF) that ensures financial protection for all of our clients in the unlikely event of investment dealer insolvency. CIPF will ensure the securities, cash and other property that are held in our clients’ accounts are returned to them in accordance with CIPF’s coverage policy.
Investment dealer insolvency doesn’t happen very often. In fact, since CIPF’s inception in 1969 there have been only 20 member insolvencies. CIPF has made payments of $36 million, net of recoveries, and no eligible customers have suffered a loss of property. Nevertheless, it is comforting to know that should a situation of insolvency arise, all of our clients will be protected.
Similar to other professional industries, fees from a financial planner should be defined – not hidden within an investment’s performance.
Contact our office to see how you can start working with a team who has been voluntarily disclosing fees, 10 years before the industry made it mandatory.
My Dashboard™'s flexible format allows you to look at current finances or forecast future needs. Keeping you on track and on plan.
When you meet with your advisor they will go through your DASHBOARD which works like a checklist that adds items that need your attention and checks them off when they’ve have been reviewed.
How does my DASHBOARD work?
In every client interaction, your advisor reviews specific components of your financial plan at designated time intervals. This information is updated within My Dashboard™ and will be reviewed again at the next scheduled time.
Consultation
First, we get to know you, your financial situation and your needs by understanding your future and present personal financial goals.
Analysis
We will conduct a thorough analysis of your current financial situation using financial tools.
Solutions
We understand that each person and each business is unique. Your customized financial strategy will identify and offer strategies to address challenges and opportunities
Monitor and Review
We will meet on a regular basis to monitor your evolving needs and goals in light of changes in your life as well as in the investment markets, tax law and economic realities
