 |
|
|
 |
 |
|
We are trying something new!
There will be no Lunch and Learn for the month of August instead we will have an evening speaker series in September and October - stay tuned.
|
|
|
|
 DEEP DIVE
In Depth Article – Heavy on the facts and details definitely for the committed reader.
Rob's Read
The Thing That’s Probably
Blowing a Hole in Your Budget
AWealthOfCommonSense.com:
"The three biggest debts most people take on are their mortgage, student loans, and car loans.
A home isn’t guaranteed to appreciate but historically housing has beat the rate of inflation, it’s a form of forced savings, it’s the roof over your head, and it can provide some level of psychic income.
Student loans can be taken to the extreme but they generally offer the potential for higher earnings over the course of a career and better job prospects.
A car loan is the only one of the three that gives you a depreciating asset. It’s estimated a new car depreciates around 20% in the first year and 10% per year after that."
View Full Article
 |
Rob McClelland RFP, CFP, HBA
Vice President, Co-Branch Owner, Senior Financial Planning Advisor
The McClelland Financial Group of Assante Capital Management Ltd.
|
|
|
 |
|
 LIFESTYLE
Light Read – Fun and Enjoyable!
Lifestyle
Four things we should all learn
from the wealthy
TheGlobeAndMail.com:
"We Canadians have this love-hate relationship with our 1 per cent, the really wealthy individuals that we see on television or read about. We celebrate their successes publicly, but privately we can be resentful, wonder what lucky genetic lottery they won, or ask: Do they deserve their wealth?
In more than 25 years of working with wealthy individuals in Canada, Europe and Asia, I’ve seen evidence suggesting that the overnight success stories we read about actually took decades. I remember working with one Canadian billionaire, a household name; he told me that he had mortgaged his family home many times, was unable to pay his bills and flirted with bankruptcy for the first 20 years of his company. So much for overnight success."
View Full Article
 |
Carlo Cansino FMA, FCSI, CFP
Senior Financial Advisor
The McClelland Financial Group of Assante Capital Management Ltd.
|
|
 |
|
 Millennial MOMENT
Light Read – Need to know information for the Millennial in you
Millennial Moment
What if we could recycle our Carbon Emissions? One Canadian company is doing just That.
In the last decade we have seen an increase in the awareness to climate change in our society. Canada has been one of the pioneers in the global task to cut carbon emissions. Now as other countries begin to prioritize the environment Canada has set the standard internationally for “green” innovations. This article looks at how “Carbon Engineering” has changed the way companies can look at CO2 emissions.
View Full Article
#ClimateChange #CarbonEmissions #Canada #Innovation
 |
John Iaconetti B.A.S., Spec. Hons. Administrative Studies (Finance)
Financial Advisor
The McClelland Financial Group of Assante Capital Management Ltd.
|
|
|
|
|
LIFESTYLE
Light Read – Fun and Enjoyable!
Lifestyle
Can Alzheimer's be stopped? Five lifestyle behaviors are key, new research suggests
NBCNews.com:
There's no cure for or drug to stop Alzheimer's disease, but it may be possible to hold off dementia — even in people who have a genetic risk, researchers reported Sunday at the Alzheimer’s Association International Conference. The key is not any one factor, several studies show, but following a combination of healthy lifestyle habits. And the more healthy habits a person adopts, the lower the risk of cognitive decline.
View Full Article
|
|
|
|
THINK SMART
Podcast – Listen to Mike and Rob and their latest thoughts and industry insights
Think Smart
The Right Advice Every Time
Right all the time vs. the majority of the time and protection against the possible. Are there black and white answers when it comes to financial advice. Who to turn to when trying to navigate the complex investment landscape of asset mixes. Start date bias and how this affects 10 year vs. 20 year returns. Find this and more today on ThinkSmart with TMFG.
LISTEN TO THIS PODCAST |
|
|
|
WHAT’S NEW?
Light Read – Updates on need to know details for Assante clients on technology and industry changes
Introducing Box
We are excited to introduce the latest technology on secure file sharing to help simplify your financial life. With that in mind, we would like to share your personal box folder with you. This allows you greater control and freedom when it comes to your important files.
If this is something you’re interested in, please click below to inform us. No need to reply if you do not want access.
- Free online storage of your documents including meeting notes, tax documents, wills and POAs
- Access your documents anywhere from your personal computer or mobile device
- Easily share files from your computer or take a photo from your mobile device
- Every file is secure and confidential
YES, I would like to access BOX
|
|
|
|
LIFESTYLE
Light Read – Fun and Enjoyable!
We thought we'd share UnderPar.com
Get on the green of premium courses
with up to 70% off! Visit UnderPar.com |
|
 |
|
|
 |
Assante Capital Management Ltd. is a Member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. This material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please make sure to see me for individual financial advice based on your personal circumstances. Insurance products and services are provided through Assante Estate and Insurance Services Inc.
Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the Fund Facts and consult your Assante Advisor before investing.
Certain employees of (TMFG Tax Service) maintain a relationship with Assante Capital Management Ltd. (“Assante”) through which they sell investment products. The relationship that they have with Assante does not include tax preparation services which (TMFG Tax Service) is solely responsible. (TMFG Tax Service) is not associated in any way with Assante, and Assante has no responsibility for the tax preparation services offered by (TMFG Tax Service).
*Please note that a live recording may be conducted at our workshops. Consent will be obtained, should you be captured in the video.
**All personal information will only be used in accordance with your consent, and in compliance with Assante's Privacy Policy.
Let's keep communicating. We value our relationship with you and want to stay in touch, whether it's regarding events or newsletters. In brief, The McClelland Financial Group aims to provide you with information that is relevant to you. As you are likely aware, on July 1, 2014 Canada's Anti-Spam Legislation (CASL) came into force which requires your consent to receive electronic communications.
If we do not receive an unsubscribe email from you we will continue e-communications under the implied consent provisions under CASL. **
|
|
|
