Client Tools


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Financial Planning


  • Cash Flow
    Get a better idea of where your money goes by creating a personal cash flow statement.
  • Net Worth
    Calculate what you own and what you owe – an important step in planning your financial future.
  • Your Investor Profile
    Understanding yourself as an investor is important when creating an effective investment portfolio.

Education Planning


Retirement Planning


  • Inflation & Retirement Income
    Estimate how much more income you will need at retirement to maintain the standard of living that you have today.
  • Will the Money Last?
    Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.
  • RRIF Payment
    Calculate your RRIF payment and see how long the funds will last.
  • TFSA vs RRSP
    Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.

Investing & Taxes


  • Savings Growth
    Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.
  • Cost of Waiting to Invest
    See how much more you will have in your retirement fund if you start investing now.
  • Real Rate of Return
    This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.
  • RRSP Tax Savings
    Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.
  • TFSA vs Taxable Investment
    Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.
  • Income Tax
    Estimate the taxes you owe based on your taxable income and the province you live in.


Insurance Planning


  • Protect & Enhance
    We have strategic alliances with major insurance companies across the country, including the four largest insurers in Canada – Manulife, Sun Life, Canada Life and Industrial Alliance. Our insurance-licensed advisors can offer you the best choice of insurance products and services to meet your personal and business wealth management needs and goals.