Articles

At this time of year Canadians have been celebrating, hosting, and entertaining for the holiday season. They are also moved to great acts of generosity. Charitable giving is deeply ingrained in Canadian culture, and the end of the year often sees a surge in donations as individuals look for ways to impact their communities positively. One …

‘Tis the Season of Giving: Charitable Contributions and Donor-Advised Funds in Canada Read More »

When companies get big and become some of the most valuable on the stock market, it’s usually seen as a big achievement. But here’s something interesting: after they reach this top status, these companies often don’t do as well compared to how they were doing before. Looking at almost a hundred years of data from …

The Pitfalls of Solely Investing in the Largest Stocks Read More »

Investment opportunities exist all around the globe, but the randomness of global stock returns makes it exceedingly difficult to figure out which markets are likely to be outperformers. How should investors deal with this kind of uncertainty? First, they should remember that it’s challenging, at best, to predict a country’s returns by looking at the …

Investment Opportunities Exist All Around The Globe Read More »

It is a widespread belief that stocks are considered overvalued when reaching all-time highs. Conventional wisdom advises buying equities when their prices are low and selling when they are high. While this sounds straightforward, it is often challenging in practice since equities tend to be rarely at their lowest points. So, should one hold onto …

Why a Stock Peak isn’t a Cliff Read More »

We are 11 months away from another US election. And this major event prompts many questions for investors in the US and worldwide. Should the party in power change my investment strategy? If a Republican wins, should I increase my stock market holdings? Investors love a good narrative to form an investment decision. But, it …

US Election Read More »

As Canadians, we often pride ourselves on our robust healthcare system. Still, as we age, it becomes increasingly crucial to consider additional layers of protection for our well-being and financial security. For those aged 50 and above, three types of insurance—critical illness, life, and health insurance—emerge as indispensable safeguards against life’s uncertainties. The reality is …

Three Important Types of Insurance for Canadians 50 and Up Read More »

Retirement might seem light-years away when you’re navigating the ups and downs of daily life, but the truth is, preparing for retirement can be much easier the earlier you start. Putting away funds and making long-term plans might not be the most thrilling prospect when retirement is decades away. However, laying the groundwork for a …

Why It’s Never Too Early to Start Retirement Planning Read More »

As a client of The McClelland Financial Group, you may be aware that we deem investor education to be extremely important. We want our clients to understand why we invest the way we do. Through meeting tools, newsletter articles, podcasts, and videos, you will gain perspective on why we don’t react to short-term volatility, nor …

Why Investor Education is Important Read More »

In a world driven by constant information and media outlets vying for your attention, it’s essential to understand how the media makes money and how its sensationalism can impact your financial decisions, especially regarding stock market volatility. This article delves into the intriguing relationship between media sensationalism and market fluctuations, debunking myths and providing insight …

Should You Trust the Media? Read More »

The fixed income market has experienced a significant shift in recent times, as interest rates have risen from historically low levels. This shift brings with it an improved outlook for fixed income investments. While high interest rates might seem counterintuitive for bond investments, they could signal a promising future for fixed income. One of the …

The Brightening Horizon for Fixed Income Read More »